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Payments and rails

Every rail,
one decision layer.

AllRailz unifies domestic, cross-border, and digital-asset rails behind one routing engine — so you optimize every transaction without exposing complexity to users.


Coverage

Rails by intent

Organized by geography, settlement profile, and transaction type.

Domestic instant & account rails

Optimize for speed, cost, and availability across U.S. payment networks.

FedNowRTPACHFedwireZelle
Cross-border & regional

Global payouts and regional settlement expectations.

SWIFTInteracPush-to-Card (Visa Direct, Mastercard Send)
Digital asset & wallet

Low-latency settlement and multi-currency operations.

USDCUSDTMulti-currency wallet rails

Routing engine

How decisions are made

The engine evaluates each transfer and selects the best available path in real time.

Dynamic routing

Cost, latency, compliance requirements, and success probability feed every decision.

Governance

Policy controls enforce institution-specific risk and regulatory rules.

Unified experience

One flow for users — rail-level complexity stays in the platform.

Principles
Real-time rail selection based on speed, cost, and policy constraints
Fallback cascade when a primary network is degraded or unavailable
Compliance and fraud controls before settlement
Unified audit trail for every route decision and exception
Now Deploying

Validate rails for your use cases

Map transaction volumes, risk profile, and preferred settlement strategy with our team.