11 AI agents.
One agentic-native platform.

Evaluates each transaction across cost, speed, compliance exposure, and success probability then routes in under 200ms.

BSA, AML, OFAC screening, SAR filing, and CTR generation fully automated. Flags only cases that genuinely require human escalation.

Deploys on top of your existing core via API bridge. No core replacement, no 3-year migration.

Handles 73% of inbound inquiries without human intervention and flags at-risk members before they leave.

A single portable digital identity that follows your member across every rail, account, and AllRailz-connected institution. Verified once, recognized everywhere.

Bill splitting, group savings goals, shared expense wallets, and peer-to-peer payments settled instantly inside your app.

Full digital account opening in under 5 minutes. Identity verification, KYB/KYC, beneficial ownership, and core provisioning end-to-end.

Complete card and cash management layer. Issues virtual and physical cards, enforces granular spend controls, and provides treasury-grade visibility.

AI-native invoicing and bill pay built into the banking experience. Turns every business account into a lightweight AR/AP command center.

Members and back-office users assign work in natural language or from templates; the agent queues jobs, runs them against core and rails, and confirms outcomes—only escalating when policy or risk requires a human.